United Security Bancshares (UBFO)

NASDAQ: UBFO · Real-Time Price · USD

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9.80

-0.28 (-2.73%)

At close: Jan 2, 2026, 4:00 PM EST

9.81

+0.02 (0.15%)

After-hours: Jan 2, 2026, 4:10 PM EST

UBFO Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	66.77	56.21	40.78	38.6	219.22	294.07	Upgrade
Investment Securities	73.63	86.1	99.64	116.44	117.91	47.75	Upgrade
Mortgage-Backed Securities	74.99	78.88	88.18	97.22	64.74	38.45	Upgrade
Total Investments	148.62	164.98	187.82	213.66	182.65	86.19	Upgrade
Gross Loans	960.33	930.24	921.34	981.77	871.53	655.41	Upgrade
Allowance for Loan Losses	-16.24	-16.05	-15.66	-10.18	-9.33	-8.52	Upgrade
Other Adjustments to Gross Loans	-1.98	-1.78	-1.3	-1.59	-	-1.06	Upgrade
Net Loans	942.11	912.42	904.38	970	862.2	645.83	Upgrade
Property, Plant & Equipment	11.66	11.74	10.44	11.75	11.54	11.97	Upgrade
Goodwill	4.49	4.49	4.49	4.49	4.49	4.49	Upgrade
Accrued Interest Receivable	7.47	8.1	7.93	8.49	7.53	8.16	Upgrade
Long-Term Deferred Tax Assets	13	14.42	14.06	12.83	3.62	2.91	Upgrade
Other Real Estate Owned & Foreclosed	7.85	4.58	4.58	4.58	4.58	5	Upgrade
Other Long-Term Assets	33.65	34.78	36.57	34.8	35.12	34.03	Upgrade
Total Assets	1,236	1,212	1,211	1,299	1,331	1,093	Upgrade
Interest Bearing Deposits	658.9	664.26	577.5	668.74	690.4	539.54	Upgrade
Institutional Deposits	32.64	33.22	23.75	15.12	20.96	21.22	Upgrade
Non-Interest Bearing Deposits	384.37	360.15	403.23	481.63	476.75	391.9	Upgrade
Total Deposits	1,076	1,058	1,004	1,165	1,188	952.65	Upgrade
Short-Term Borrowings	-	-	62	-	-	-	Upgrade
Current Portion of Leases	0.15	0.72	-	-	-	0.67	Upgrade
Long-Term Leases	2.53	2.44	1.44	2.09	2.71	2.3	Upgrade
Trust Preferred Securities	9.15	11.57	11.21	10.88	11.19	10.92	Upgrade
Pension & Post-Retirement Benefits	-	4.4	4.3	4.25	4.75	4.73	Upgrade
Other Long-Term Liabilities	10.51	4.6	5.08	4.03	3.98	3.57	Upgrade
Total Liabilities	1,098	1,081	1,089	1,187	1,211	974.85	Upgrade
Common Stock	61.93	61.27	60.59	60.03	59.64	59.4	Upgrade
Retained Earnings	86.02	83.45	77	69.93	61.75	59.14	Upgrade
Comprehensive Income & Other	-10.57	-14.35	-15.04	-17.5	-1.17	-0.73	Upgrade
Shareholders' Equity	137.38	130.36	122.54	112.46	120.21	117.81	Upgrade
Total Liabilities & Equity	1,236	1,212	1,211	1,299	1,331	1,093	Upgrade
Total Debt	11.82	14.73	74.65	12.98	13.89	13.89	Upgrade
Net Cash (Debt)	54.94	41.48	-33.87	25.62	205.33	280.18	Upgrade
Net Cash Growth	-	-	-	-87.52%	-26.72%	36.86%	Upgrade
Net Cash Per Share	3.16	2.41	-1.98	1.50	12.06	16.48	Upgrade
Filing Date Shares Outstanding	17.58	17.26	17.26	17.15	17.03	17.01	Upgrade
Total Common Shares Outstanding	17.56	17.36	17.17	17.07	17.03	17.01	Upgrade
Book Value Per Share	7.82	7.51	7.14	6.59	7.06	6.93	Upgrade
Tangible Book Value	132.89	125.87	118.05	107.98	115.72	113.32	Upgrade
Tangible Book Value Per Share	7.57	7.25	6.88	6.33	6.80	6.66	Upgrade

Updated Oct 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q