Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $104.37 million. The enterprise value is $157.23 million.
Important Dates
The next estimated earnings date is Thursday, January 29, 2026, after market close.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Jan 5, 2026 |
Share Statistics
RVSB has 20.75 million shares outstanding. The number of shares has decreased by -0.55% in one year.
| Current Share Class | 20.75M |
| Shares Outstanding | 20.75M |
| Shares Change (YoY) | -0.55% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 4.66% |
| Owned by Institutions (%) | 62.29% |
| Float | 17.75M |
Valuation Ratios
The trailing PE ratio is 22.82 and the forward PE ratio is 18.59.
| PE Ratio | 22.82 |
| Forward PE | 18.59 |
| PS Ratio | 2.00 |
| Forward PS | 1.79 |
| PB Ratio | 0.64 |
| P/TBV Ratio | 0.76 |
| P/FCF Ratio | 6.03 |
| P/OCF Ratio | 5.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 33.43 |
| EV / Sales | 2.98 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.11 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.90%.
| Return on Equity (ROE) | 2.90% |
| Return on Assets (ROA) | 0.31% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $221,664 |
| Profits Per Employee | $19,765 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $1.28 million in taxes.
| Income Tax | 1.28M |
| Effective Tax Rate | 21.32% |
Stock Price Statistics
The stock price has decreased by -12.87% in the last 52 weeks. The beta is 0.61, so RVSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | -12.87% |
| 50-Day Moving Average | 5.25 |
| 200-Day Moving Average | 5.41 |
| Relative Strength Index (RSI) | 38.89 |
| Average Volume (20 Days) | 50,544 |
Short Selling Information
The latest short interest is 434,923, so 2.10% of the outstanding shares have been sold short.
| Short Interest | 434,923 |
| Short Previous Month | 403,417 |
| Short % of Shares Out | 2.10% |
| Short % of Float | 2.45% |
| Short Ratio (days to cover) | 9.06 |
Income Statement
In the last 12 months, RVSB had revenue of $52.76 million and earned $4.70 million in profits. Earnings per share was $0.22.
| Revenue | 52.76M |
| Gross Profit | 52.76M |
| Operating Income | 7.26M |
| Pretax Income | 5.98M |
| Net Income | 4.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.22 |
Full Income StatementBalance Sheet
The company has $32.81 million in cash and $85.87 million in debt, giving a net cash position of -$53.07 million or -$2.56 per share.
| Cash & Cash Equivalents | 32.81M |
| Total Debt | 85.87M |
| Net Cash | -53.07M |
| Net Cash Per Share | -$2.56 |
| Equity (Book Value) | 163.54M |
| Book Value Per Share | 7.81 |
| Working Capital | -1.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.13 million and capital expenditures -$865,000, giving a free cash flow of $17.26 million.
| Operating Cash Flow | 18.13M |
| Capital Expenditures | -865,000 |
| Free Cash Flow | 17.26M |
| FCF Per Share | $0.83 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.77% |
| Pretax Margin | 11.33% |
| Profit Margin | 8.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.72% |
Dividends & Yields
This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.59%.
| Dividend Per Share | $0.08 |
| Dividend Yield | 1.59% |
| Dividend Growth (YoY) | -33.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 36.37% |
| Buyback Yield | 0.55% |
| Shareholder Yield | 2.14% |
| Earnings Yield | 4.52% |
| FCF Yield | 16.57% |
Dividend DetailsAnalyst Forecast
The average price target for RVSB is $7.00, which is 39.17% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.00 |
| Price Target Difference | 39.17% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
