Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.24 billion. The enterprise value is $9.55 billion.
Important Dates
The next estimated earnings date is Tuesday, February 10, 2026, after market close.
| Earnings Date | Feb 10, 2026 |
| Ex-Dividend Date | Nov 21, 2025 |
Share Statistics
Primerica has 31.92 million shares outstanding. The number of shares has decreased by -4.51% in one year.
| Current Share Class | 31.92M |
| Shares Outstanding | 31.92M |
| Shares Change (YoY) | -4.51% |
| Shares Change (QoQ) | -1.40% |
| Owned by Insiders (%) | 0.49% |
| Owned by Institutions (%) | 94.59% |
| Float | 31.73M |
Valuation Ratios
The trailing PE ratio is 11.84 and the forward PE ratio is 11.07.
| PE Ratio | 11.84 |
| Forward PE | 11.07 |
| PS Ratio | 2.56 |
| Forward PS | 2.40 |
| PB Ratio | 3.61 |
| P/TBV Ratio | 3.65 |
| P/FCF Ratio | 10.08 |
| P/OCF Ratio | 9.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.72, with an EV/FCF ratio of 11.74.
| EV / Earnings | 13.29 |
| EV / Sales | 2.86 |
| EV / EBITDA | 8.72 |
| EV / EBIT | 8.87 |
| EV / FCF | 11.74 |
Financial Position
The company has a current ratio of 3.64, with a Debt / Equity ratio of 0.87.
| Current Ratio | 3.64 |
| Quick Ratio | 1.07 |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 1.81 |
| Debt / FCF | 2.45 |
| Interest Coverage | 12.95 |
Financial Efficiency
Return on equity (ROE) is 34.03% and return on invested capital (ROIC) is 16.21%.
| Return on Equity (ROE) | 34.03% |
| Return on Assets (ROA) | 4.54% |
| Return on Invested Capital (ROIC) | 16.21% |
| Return on Capital Employed (ROCE) | 7.78% |
| Revenue Per Employee | $1.16M |
| Profits Per Employee | $250,122 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $224.14 million in taxes.
| Income Tax | 224.14M |
| Effective Tax Rate | 23.69% |
Stock Price Statistics
The stock price has decreased by -4.20% in the last 52 weeks. The beta is 0.90, so Primerica's price volatility has been lower than the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | -4.20% |
| 50-Day Moving Average | 258.29 |
| 200-Day Moving Average | 265.96 |
| Relative Strength Index (RSI) | 49.25 |
| Average Volume (20 Days) | 236,805 |
Short Selling Information
The latest short interest is 1.30 million, so 4.08% of the outstanding shares have been sold short.
| Short Interest | 1.30M |
| Short Previous Month | 1.23M |
| Short % of Shares Out | 4.08% |
| Short % of Float | 4.10% |
| Short Ratio (days to cover) | 6.67 |
Income Statement
In the last 12 months, Primerica had revenue of $3.34 billion and earned $718.85 million in profits. Earnings per share was $21.75.
| Revenue | 3.34B |
| Gross Profit | 2.36B |
| Operating Income | 1.08B |
| Pretax Income | 946.00M |
| Net Income | 718.85M |
| EBITDA | 1.09B |
| EBIT | 1.08B |
| Earnings Per Share (EPS) | $21.75 |
Full Income StatementBalance Sheet
The company has $657.66 million in cash and $1.99 billion in debt, giving a net cash position of -$1.35 billion or -$42.20 per share.
| Cash & Cash Equivalents | 657.66M |
| Total Debt | 1.99B |
| Net Cash | -1.35B |
| Net Cash Per Share | -$42.20 |
| Equity (Book Value) | 2.30B |
| Book Value Per Share | 71.58 |
| Working Capital | 2.69B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $833.57 million and capital expenditures -$20.03 million, giving a free cash flow of $813.54 million.
| Operating Cash Flow | 833.57M |
| Capital Expenditures | -20.03M |
| Free Cash Flow | 813.54M |
| FCF Per Share | $25.49 |
Full Cash Flow StatementMargins
Gross margin is 70.67%, with operating and profit margins of 32.27% and 21.63%.
| Gross Margin | 70.67% |
| Operating Margin | 32.27% |
| Pretax Margin | 28.36% |
| Profit Margin | 21.63% |
| EBITDA Margin | 32.83% |
| EBIT Margin | 32.27% |
| FCF Margin | 24.39% |
Dividends & Yields
This stock pays an annual dividend of $4.16, which amounts to a dividend yield of 1.62%.
| Dividend Per Share | $4.16 |
| Dividend Yield | 1.62% |
| Dividend Growth (YoY) | 26.06% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 19.13% |
| Buyback Yield | 4.51% |
| Shareholder Yield | 6.12% |
| Earnings Yield | 8.76% |
| FCF Yield | 9.92% |
Dividend DetailsAnalyst Forecast
The average price target for Primerica is $304.25, which is 17.89% higher than the current price. The consensus rating is "Hold".
| Price Target | $304.25 |
| Price Target Difference | 17.89% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 4.45% |
| EPS Growth Forecast (5Y) | 20.01% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
