Preferred Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	429.62	445.14	412.51	269.01	200.54	203.09	Upgrade
Interest Income on Investments	58.06	63.96	65.48	25.37	10.5	11.17	Upgrade
Total Interest Income	487.68	509.1	477.99	294.38	211.04	214.26	Upgrade
Interest Paid on Deposits	209.5	231.17	179.5	41.72	18.83	33.98	Upgrade
Interest Paid on Borrowings	8.16	5.3	9.12	5.3	6.33	6.12	Upgrade
Total Interest Expense	217.67	236.47	188.61	47.02	25.16	40.11	Upgrade
Net Interest Income	270.02	272.63	289.37	247.36	185.88	174.15	Upgrade
Net Interest Income Growth (YoY)	-1.04%	-5.79%	16.99%	33.08%	6.73%	5.78%	Upgrade
Gain (Loss) on Sale of Investments	-6.93	-6.93	-15.94	-7.55	-3.46	-6.37	Upgrade
Other Non-Interest Income	11.71	9.73	8.07	6.84	6.23	5.18	Upgrade
Total Non-Interest Income	8.13	6.64	-3.79	2.02	4.24	0.46	Upgrade
Non-Interest Income Growth (YoY)	615.85%	-	-	-52.43%	829.82%	-74.09%	Upgrade
Revenues Before Loan Losses	278.15	279.26	285.59	249.38	190.12	174.61	Upgrade
Provision for Loan Losses	6.8	12.1	10	7.35	-1	26	Upgrade
Revenue	271.35	267.16	275.59	242.03	191.12	148.61	Upgrade
Revenue Growth (YoY)	4.21%	-3.06%	13.87%	26.64%	28.60%	-8.80%	Upgrade
Salaries and Employee Benefits	47.39	44.43	45.5	40.2	33.49	30.67	Upgrade
Occupancy Expenses	5.77	4.22	3.35	3.26	3.06	3.13	Upgrade
Selling, General & Administrative	29.51	30.16	16.11	18.48	18.29	17.78	Upgrade
Other Non-Interest Expense	2.32	2.09	-2.57	-1.92	2.45	0.17	Upgrade
Total Non-Interest Expense	88.63	83.13	65.74	62.83	57.29	51.75	Upgrade
EBT Excluding Unusual Items	182.72	184.03	209.85	179.2	133.83	96.86	Upgrade
Pretax Income	182.72	184.03	209.85	179.2	133.83	96.86	Upgrade
Income Tax Expense	53.69	53.37	59.81	50.35	38.59	27.39	Upgrade
Net Income	129.03	130.66	150.04	128.85	95.24	69.47	Upgrade
Preferred Dividends & Other Adjustments	-	-	-	0	0.01	0.19	Upgrade
Net Income to Common	129.03	130.66	150.04	128.84	95.23	69.27	Upgrade
Net Income Growth	-5.32%	-12.91%	16.45%	35.28%	37.10%	-11.36%	Upgrade
Basic Shares Outstanding	13	13	14	15	15	15	Upgrade
Diluted Shares Outstanding	13	14	14	15	15	15	Upgrade
Shares Change (YoY)	-4.13%	-4.96%	-3.70%	-0.38%	-0.13%	-1.16%	Upgrade
EPS (Basic)	10.05	9.79	10.64	8.84	6.41	4.65	Upgrade
EPS (Diluted)	9.87	9.64	10.52	8.70	6.41	4.65	Upgrade
EPS Growth	-1.20%	-8.37%	20.92%	35.81%	37.76%	-9.88%	Upgrade
Dividend Per Share	3.000	2.850	2.350	1.840	1.570	1.200	Upgrade
Dividend Growth	7.14%	21.28%	27.72%	17.20%	30.83%	-	Upgrade
Effective Tax Rate	29.38%	29.00%	28.50%	28.10%	28.83%	28.28%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q