International Bancshares Statistics
Total Valuation
IBOC has a market cap or net worth of $4.13 billion. The enterprise value is $4.32 billion.
Important Dates
The last earnings date was Thursday, November 6, 2025.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | Aug 15, 2025 |
Share Statistics
IBOC has 62.16 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 62.16M |
| Shares Outstanding | 62.16M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 9.66% |
| Owned by Institutions (%) | 73.21% |
| Float | 55.57M |
Valuation Ratios
The trailing PE ratio is 9.83.
| PE Ratio | 9.83 |
| Forward PE | n/a |
| PS Ratio | 5.03 |
| Forward PS | n/a |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 9.11 |
| P/OCF Ratio | 8.86 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.28 |
| EV / Sales | 5.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.54 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.73 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.31%.
| Return on Equity (ROE) | 14.31% |
| Return on Assets (ROA) | 2.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $351,762 |
| Profits Per Employee | $180,006 |
| Employee Count | 2,336 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IBOC has paid $96.73 million in taxes.
| Income Tax | 96.73M |
| Effective Tax Rate | 18.70% |
Stock Price Statistics
The stock price has increased by +4.68% in the last 52 weeks. The beta is 0.74, so IBOC's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +4.68% |
| 50-Day Moving Average | 67.77 |
| 200-Day Moving Average | 66.55 |
| Relative Strength Index (RSI) | 38.30 |
| Average Volume (20 Days) | 314,239 |
Short Selling Information
The latest short interest is 1.33 million, so 2.15% of the outstanding shares have been sold short.
| Short Interest | 1.33M |
| Short Previous Month | 1.26M |
| Short % of Shares Out | 2.15% |
| Short % of Float | 2.40% |
| Short Ratio (days to cover) | 4.95 |
Income Statement
In the last 12 months, IBOC had revenue of $821.72 million and earned $420.49 million in profits. Earnings per share was $6.76.
| Revenue | 821.72M |
| Gross Profit | 821.72M |
| Operating Income | 527.04M |
| Pretax Income | 517.22M |
| Net Income | 420.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.76 |
Full Income StatementBalance Sheet
The company has $589.32 million in cash and $783.63 million in debt, giving a net cash position of -$194.31 million or -$3.13 per share.
| Cash & Cash Equivalents | 589.32M |
| Total Debt | 783.63M |
| Net Cash | -194.31M |
| Net Cash Per Share | -$3.13 |
| Equity (Book Value) | 3.13B |
| Book Value Per Share | 50.32 |
| Working Capital | -12.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $466.00 million and capital expenditures -$12.53 million, giving a free cash flow of $453.47 million.
| Operating Cash Flow | 466.00M |
| Capital Expenditures | -12.53M |
| Free Cash Flow | 453.47M |
| FCF Per Share | $7.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 64.14% |
| Pretax Margin | 62.94% |
| Profit Margin | 51.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 55.19% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.11%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.11% |
| Dividend Growth (YoY) | 6.06% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 20.71% |
| Buyback Yield | -0.01% |
| Shareholder Yield | 2.09% |
| Earnings Yield | 10.18% |
| FCF Yield | 10.98% |
Dividend DetailsAnalyst Forecast
The average price target for IBOC is $85.00, which is 27.94% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $85.00 |
| Price Target Difference | 27.94% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 17, 2007. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 17, 2007 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
