Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.51 billion. The enterprise value is -$165.00 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 34.17 million shares outstanding. The number of shares has increased by 0.04% in one year.
| Current Share Class | 34.17M |
| Shares Outstanding | 34.17M |
| Shares Change (YoY) | +0.04% |
| Shares Change (QoQ) | +3.35% |
| Owned by Insiders (%) | 5.92% |
| Owned by Institutions (%) | 91.74% |
| Float | 32.13M |
Valuation Ratios
The trailing PE ratio is 14.77 and the forward PE ratio is 9.24.
| PE Ratio | 14.77 |
| Forward PE | 9.24 |
| PS Ratio | 3.55 |
| Forward PS | 3.15 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 6.69 |
| P/OCF Ratio | 4.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.99%.
| Return on Equity (ROE) | 8.99% |
| Return on Assets (ROA) | 0.77% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $822,173 |
| Profits Per Employee | $204,743 |
| Employee Count | 793 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $50.48 million in taxes.
| Income Tax | 50.48M |
| Effective Tax Rate | 22.24% |
Stock Price Statistics
The stock price has increased by +50.70% in the last 52 weeks. The beta is 1.62, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.62 |
| 52-Week Price Change | +50.70% |
| 50-Day Moving Average | 69.73 |
| 200-Day Moving Average | 61.27 |
| Relative Strength Index (RSI) | 51.95 |
| Average Volume (20 Days) | 423,666 |
Short Selling Information
The latest short interest is 1.46 million, so 4.28% of the outstanding shares have been sold short.
| Short Interest | 1.46M |
| Short Previous Month | 1.55M |
| Short % of Shares Out | 4.28% |
| Short % of Float | 4.55% |
| Short Ratio (days to cover) | 4.78 |
Income Statement
In the last 12 months, CUBI had revenue of $651.98 million and earned $162.36 million in profits. Earnings per share was $4.96.
| Revenue | 651.98M |
| Gross Profit | 651.98M |
| Operating Income | 269.23M |
| Pretax Income | 226.99M |
| Net Income | 162.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.96 |
Full Income StatementBalance Sheet
The company has $4.20 billion in cash and $1.53 billion in debt, giving a net cash position of $2.66 billion or $77.95 per share.
| Cash & Cash Equivalents | 4.20B |
| Total Debt | 1.53B |
| Net Cash | 2.66B |
| Net Cash Per Share | $77.95 |
| Equity (Book Value) | 2.13B |
| Book Value Per Share | 59.83 |
| Working Capital | -16.31B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $506.59 million and capital expenditures -$132.96 million, giving a free cash flow of $373.64 million.
| Operating Cash Flow | 506.59M |
| Capital Expenditures | -132.96M |
| Free Cash Flow | 373.64M |
| FCF Per Share | $10.94 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.29% |
| Pretax Margin | 34.82% |
| Profit Margin | 27.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.31% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.03% |
| Shareholder Yield | -0.03% |
| Earnings Yield | 6.50% |
| FCF Yield | 14.96% |
Dividend DetailsAnalyst Forecast
The average price target for CUBI is $84.14, which is 14.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $84.14 |
| Price Target Difference | 14.62% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
