Oberbank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	352.32	378.05	381.27	242.15	233.45	122.39	Upgrade
Depreciation & Amortization	29.46	36.87	59.51	43.03	-23.11	79.02	Upgrade
Gain (Loss) on Sale of Investments	-0.1	-0.1	0.01	0.16	-0.59	-5.38	Upgrade
Total Asset Writedown	39.36	39.36	-	-	-	-	Upgrade
Change in Trading Asset Securities	-11.53	8.69	24.58	-17.61	11.89	-9.6	Upgrade
Change in Other Net Operating Assets	-805.45	-322.67	-582.16	-2,525	198.28	300.9	Upgrade
Other Operating Activities	-19.02	29.7	33.97	10.71	15.84	9.65	Upgrade
Operating Cash Flow	-414.96	169.9	-82.82	-2,246	435.75	497	Upgrade
Operating Cash Flow Growth	-	-	-	-	-12.32%	-	Upgrade
Capital Expenditures	-52.4	-40.55	-32.63	-28.81	-32.77	-35.73	Upgrade
Sale of Property, Plant and Equipment	15.32	14.65	5.9	16.3	13.73	6.35	Upgrade
Investment in Securities	-245.22	-287.53	38.23	-218.85	241.8	228.35	Upgrade
Investing Cash Flow	-282.31	-313.43	11.49	-231.37	222.76	198.96	Upgrade
Long-Term Debt Issued	-	50.46	87.02	54.84	43.08	55.8	Upgrade
Long-Term Debt Repaid	-	-88.41	-50	-30	-26.25	-84.34	Upgrade
Net Debt Issued (Repaid)	47.29	-37.95	37.02	24.84	16.83	-28.54	Upgrade
Common Dividends Paid	-84.11	-73.53	-54.11	-38.23	-29.33	-9.25	Upgrade
Net Increase (Decrease) in Deposit Accounts	772.02	242.64	647.65	394.21	1,650	1,104	Upgrade
Other Financing Activities	-12.24	-20.54	-10.26	-16.78	-0.95	-27.52	Upgrade
Financing Cash Flow	692.97	110.61	620.3	364.04	1,636	1,039	Upgrade
Net Cash Flow	-4.3	-32.91	548.97	-2,114	2,295	1,734	Upgrade
Free Cash Flow	-467.36	129.36	-115.46	-2,275	402.99	461.26	Upgrade
Free Cash Flow Growth	-	-	-	-	-12.63%	-	Upgrade
Free Cash Flow Margin	-52.76%	14.47%	-13.58%	-359.83%	65.59%	98.33%	Upgrade
Free Cash Flow Per Share	-6.62	1.83	-1.64	-32.23	5.72	6.56	Upgrade
Cash Interest Paid	542.03	606.72	453.05	91.65	68.78	102.88	Upgrade
Cash Income Tax Paid	95.01	75.92	62.24	48.84	37.32	40.26	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.