Addiko Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	45.4	41.1	25.7	13.6	1.4	Upgrade
Depreciation & Amortization	10.6	10.2	10.8	11.6	12.5	Upgrade
Other Amortization	6.6	7.3	6.9	6.6	7.6	Upgrade
Gain (Loss) on Sale of Assets	-2.9	-1	-2.2	-2	-1.7	Upgrade
Gain (Loss) on Sale of Investments	-0.7	3.6	2.7	-2.7	-12.4	Upgrade
Total Asset Writedown	0.2	-0.2	0.3	0.9	-	Upgrade
Provision for Credit Losses	-12.7	-10.9	-9.5	-8.5	-6.8	Upgrade
Change in Trading Asset Securities	16.3	-8.1	9.1	1.4	5.8	Upgrade
Change in Other Net Operating Assets	243.8	28.4	123	184.4	24.3	Upgrade
Other Operating Activities	56.9	104.2	44.6	53.3	247	Upgrade
Operating Cash Flow	363.5	174.6	211.4	258.6	277.7	Upgrade
Operating Cash Flow Growth	108.19%	-17.41%	-18.25%	-6.88%	-	Upgrade
Capital Expenditures	-12.6	-9.9	-7.9	-11	-13.2	Upgrade
Sale of Property, Plant and Equipment	3.7	4.2	7.1	8.3	4.8	Upgrade
Investment in Securities	-324.8	-265.9	-182.1	-	-	Upgrade
Other Investing Activities	-0.1	-0.1	-	-	0.5	Upgrade
Investing Cash Flow	-333.8	-271.7	-182.9	-2.7	-7.9	Upgrade
Long-Term Debt Repaid	-7.5	-6.1	-6.2	-5.9	-6.9	Upgrade
Net Debt Issued (Repaid)	-7.5	-6.1	-6.2	-5.9	-6.9	Upgrade
Repurchase of Common Stock	-1.2	-2	-0.6	-	-	Upgrade
Common Dividends Paid	-24.3	-23.6	-	-46.6	-	Upgrade
Other Financing Activities	-	0.1	0.1	-	-	Upgrade
Financing Cash Flow	-33	-31.6	-6.7	-52.5	-6.9	Upgrade
Foreign Exchange Rate Adjustments	0.3	0.3	-0.6	1.8	-6	Upgrade
Net Cash Flow	-3.1	-128.4	21.1	205.1	256.9	Upgrade
Free Cash Flow	350.9	164.7	203.5	247.6	264.5	Upgrade
Free Cash Flow Growth	113.05%	-19.07%	-17.81%	-6.39%	-	Upgrade
Free Cash Flow Margin	126.63%	59.54%	88.75%	111.38%	138.12%	Upgrade
Free Cash Flow Per Share	18.19	8.48	10.45	12.70	13.56	Upgrade
Cash Interest Paid	60.6	41.4	24.8	24.4	23.2	Upgrade
Cash Income Tax Paid	12.2	4.4	-3	0.4	1.6	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.