Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	34,265	13,336	9,608	9,418	10,159	6,219	Upgrade
Market Cap Growth	161.33%	38.80%	2.02%	-7.30%	63.37%	16.27%	Upgrade
Enterprise Value	20,911	3,868	-1,711	-161	2,103	-148	Upgrade
PE Ratio	13.63	7.34	12.36	7.49	5.17	5.32	Upgrade
PS Ratio	1.28	0.54	0.44	0.88	0.36	0.37	Upgrade
PB Ratio	2.77	1.09	0.88	0.89	1.02	0.77	Upgrade
P/FCF Ratio	21.53	-	5.36	3.71	2.27	1.34	Upgrade
P/OCF Ratio	17.79	-	4.40	3.45	2.23	1.30	Upgrade
EV/Sales Ratio	0.78	0.16	-	-	0.08	-	Upgrade
EV/EBITDA Ratio	41.48	-	-	-	0.69	-	Upgrade
EV/EBIT Ratio	59.24	-	-	-	0.79	-	Upgrade
EV/FCF Ratio	13.14	-	-	-	0.47	-	Upgrade
Debt / Equity Ratio	0.80	0.98	1.02	0.82	0.62	0.65	Upgrade
Debt / EBITDA Ratio	24.73	-	-	1.63	2.03	2.47	Upgrade
Debt / FCF Ratio	6.23	-	6.23	3.39	1.38	1.14	Upgrade
Quick Ratio	14.47	4.43	4.94	5.64	8.82	10.40	Upgrade
Current Ratio	15.22	4.95	5.56	6.20	9.63	11.12	Upgrade
Asset Turnover	0.15	0.15	0.14	0.07	0.21	0.15	Upgrade
Return on Equity (ROE)	22.21%	16.68%	8.26%	13.20%	22.48%	16.31%	Upgrade
Return on Assets (ROA)	0.09%	-0.53%	-0.07%	2.09%	1.27%	1.00%	Upgrade
Return on Capital (ROIC)	0.69%	-3.83%	-0.51%	17.30%	11.37%	9.22%	Upgrade
Earnings Yield	7.32%	13.63%	8.09%	13.35%	19.34%	18.80%	Upgrade
FCF Yield	4.64%	-7.96%	18.66%	26.96%	43.99%	74.52%	Upgrade
Dividend Yield	4.83%	6.68%	4.48%	4.16%	7.55%	8.08%	Upgrade
Payout Ratio	60.53%	29.43%	38.23%	46.22%	29.52%	-	Upgrade
Buyback Yield / Dilution	1.17%	0.59%	0.10%	0.45%	-0.41%	0.07%	Upgrade
Total Shareholder Return	6.00%	7.27%	4.58%	4.61%	7.14%	8.16%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.