NOBA Bank Group AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	14,472	14,144	11,507	7,946	3,011	2,177	Upgrade
Interest Paid on Deposits	4,149	4,849	3,514	1,278	479	424	Upgrade
Net Interest Income	10,323	9,295	7,993	6,668	2,532	1,753	Upgrade
Net Interest Income Growth (YoY)	16.13%	16.29%	19.87%	163.35%	44.44%	16.32%	Upgrade
Gain (Loss) on Sale of Investments	11	13	10	-67	-15	-3	Upgrade
Other Non-Interest Income	702	576	500	353	113	64	Upgrade
Total Non-Interest Income	713	589	510	286	98	61	Upgrade
Non-Interest Income Growth (YoY)	27.09%	15.49%	78.32%	191.84%	60.66%	-3.17%	Upgrade
Revenues Before Loan Losses	11,036	9,884	8,503	6,954	2,630	1,814	Upgrade
Provision for Loan Losses	3,991	4,149	3,907	2,425	1,013	416	Upgrade
Revenue	7,045	5,735	4,596	4,529	1,617	1,398	Upgrade
Revenue Growth (YoY)	32.85%	24.78%	1.48%	180.09%	15.67%	8.88%	Upgrade
Occupancy Expenses	203	198	220	248	62	26	Upgrade
Selling, General & Administrative	2,080	2,012	1,817	1,994	1,577	505	Upgrade
Other Non-Interest Expense	313	298	389	430	11	163	Upgrade
Total Non-Interest Expense	2,596	2,508	2,426	2,672	1,650	694	Upgrade
EBT Excluding Unusual Items	4,449	3,227	2,170	1,857	-33	704	Upgrade
Asset Writedown	-	-	-65	-201	-	-	Upgrade
Other Unusual Items	-	-	-171	-	-	-	Upgrade
Pretax Income	4,109	2,878	1,515	1,329	-33	704	Upgrade
Income Tax Expense	881	676	328	356	-10	155	Upgrade
Net Income	3,228	2,202	1,187	973	-23	549	Upgrade
Net Income to Common	3,231	2,202	1,187	973	-23	549	Upgrade
Net Income Growth	82.68%	85.51%	21.99%	-	-	55.97%	Upgrade
Effective Tax Rate	21.44%	23.49%	21.65%	26.79%	-	22.02%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.