Avanza Bank Holding AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	2,631	2,254	1,982	1,666	2,047	1,335	Upgrade
Depreciation & Amortization, Total	95	92	88	81	70	67	Upgrade
Change in Other Net Operating Assets	21,731	-94	6,399	1,877	4,671	4,371	Upgrade
Other Operating Activities	266	1,741	175	4,025	-2,260	1,150	Upgrade
Operating Cash Flow	24,723	3,993	8,644	7,649	4,528	6,940	Upgrade
Capital Expenditures	-55	-42	-24	-27	-22	-49	Upgrade
Sale (Purchase) of Intangibles	-	-	-	-17	-34	-14	Upgrade
Investment in Securities	-19,279	-1,155	-3,260	-4,331	-2,563	-5,882	Upgrade
Other Investing Activities	-	-	-	1	-	-	Upgrade
Investing Cash Flow	-19,348	-1,197	-3,284	-4,374	-2,619	-5,945	Upgrade
Long-Term Debt Repaid	-	-43	-43	-40	-37	-151	Upgrade
Net Debt Issued (Repaid)	-35	-43	-43	-40	-37	-151	Upgrade
Issuance of Common Stock	808	-	115	96	63	101	Upgrade
Common Dividends Paid	-1,859	-1,808	-1,175	-1,431	-591	-354	Upgrade
Other Financing Activities	11	16	12	12	11	6	Upgrade
Financing Cash Flow	-1,075	-1,835	-1,091	-1,363	-554	-398	Upgrade
Net Cash Flow	4,300	961	4,269	1,912	1,355	598	Upgrade
Free Cash Flow	24,668	3,951	8,620	7,622	4,506	6,891	Upgrade
Free Cash Flow Growth	359.80%	-54.16%	13.09%	69.15%	-34.61%	210.41%	Upgrade
Free Cash Flow Margin	509.04%	92.05%	229.74%	230.62%	120.42%	259.45%	Upgrade
Free Cash Flow Per Share	156.51	25.10	54.96	48.79	28.62	44.29	Upgrade
Cash Interest Paid	1,178	1,178	966	147	106	80	Upgrade
Cash Income Tax Paid	177	-1,380	137	-3,751	2,653	-915	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.