Indian Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	112,757	112,615	84,194	55,723	41,418	31,492	Upgrade
Depreciation & Amortization	5,960	5,429	5,311	5,324	6,009	6,369	Upgrade
Gain (Loss) on Sale of Assets	-11.9	-17	19.1	-1.6	-30.5	4.2	Upgrade
Gain (Loss) on Sale of Investments	-984.2	-2,481	-3,778	4,922	4,538	4,277	Upgrade
Provision for Credit Losses	33,247	42,975	55,894	88,109	94,082	77,878	Upgrade
Change in Other Net Operating Assets	-807,721	-521,022	-925,864	-723,765	-414,049	-451,117	Upgrade
Other Operating Activities	48,588	45,012	29,752	15,226	125.8	8,150	Upgrade
Operating Cash Flow	-608,165	-317,489	-754,471	-554,463	-267,908	-322,948	Upgrade
Capital Expenditures	-4,813	-5,399	-6,266	-3,344	-3,231	-5,604	Upgrade
Sale of Property, Plant and Equipment	1,955	1,915	88.8	203.8	184	155.6	Upgrade
Investing Cash Flow	-2,858	-3,484	-6,177	-3,140	-3,047	-5,449	Upgrade
Long-Term Debt Issued	-	-	-	-	-	40,000	Upgrade
Long-Term Debt Repaid	-	-20,000	-10,000	-	-6,000	-15,000	Upgrade
Net Debt Issued (Repaid)	-20,000	-20,000	-10,000	-	-6,000	25,000	Upgrade
Issuance of Common Stock	-	-	40,000	-	16,500	-	Upgrade
Common Dividends Paid	-28,360	-22,635	-18,050	-15,434	-10,316	-6,319	Upgrade
Total Dividends Paid	-28,360	-22,635	-18,050	-15,434	-10,316	-6,319	Upgrade
Net Increase (Decrease) in Deposit Accounts	838,097	491,453	668,298	275,524	555,411	495,257	Upgrade
Other Financing Activities	-	-	-	-	-	-25.1	Upgrade
Financing Cash Flow	789,737	448,817	680,249	260,089	555,595	513,913	Upgrade
Net Cash Flow	178,715	127,845	-80,399	-297,514	284,641	403,295	Upgrade
Free Cash Flow	-612,978	-322,888	-760,737	-557,807	-271,138	-328,552	Upgrade
Free Cash Flow Margin	-185.44%	-104.20%	-292.93%	-298.48%	-185.62%	-239.72%	Upgrade
Free Cash Flow Per Share	-455.05	-239.72	-596.60	-447.88	-222.53	-290.92	Upgrade
Cash Income Tax Paid	209.8	260.2	8,895	136	121.8	197.2	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.