OUTsurance Group Cash Flow Statement

Financials in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2016 - 2020
Net Income	4,707	4,061	2,980	22,396	2,893	Upgrade
Depreciation & Amortization	241	177	148	161	142	Upgrade
Other Amortization	49	38	34	29	20	Upgrade
Gain (Loss) on Sale of Assets	-25	-55	-56	1	7	Upgrade
Gain (Loss) on Sale of Investments	-744	-742	4	-4,472	-603	Upgrade
Stock-Based Compensation	761	231	334	195	139	Upgrade
Change in Accounts Receivable	92	-179	-702	-1,059	-257	Upgrade
Reinsurance Recoverable	-	-	-	-267	-182	Upgrade
Change in Unearned Revenue	-	-	-	1,508	1,043	Upgrade
Change in Insurance Reserves / Liabilities	-	-	-	450	28	Upgrade
Change in Other Net Operating Assets	274	70	304	894	425	Upgrade
Other Operating Activities	1,029	-225	-860	-3,999	802	Upgrade
Operating Cash Flow	6,195	3,249	2,166	580	3,597	Upgrade
Operating Cash Flow Growth	90.67%	50.00%	273.45%	-83.88%	-7.98%	Upgrade
Capital Expenditures	-373	-185	-155	-95	-81	Upgrade
Sale of Property, Plant & Equipment	215	181	109	6	1	Upgrade
Investment in Securities	-549	-544	-618	15,949	-1,932	Upgrade
Other Investing Activities	59	39	10	-402	-	Upgrade
Investing Cash Flow	-648	-509	-654	15,458	-2,012	Upgrade
Long-Term Debt Issued	-	1,225	-	245	-	Upgrade
Total Debt Repaid	-894	-513	-57	-288	-2,149	Upgrade
Net Debt Issued (Repaid)	-894	712	-57	-43	-2,149	Upgrade
Repurchases of Common Stock	-	-181	-	-	-	Upgrade
Common Dividends Paid	-3,100	-2,129	-1,423	-909.11	-345	Upgrade
Total Dividends Paid	-3,100	-2,129	-1,423	-909.11	-345	Upgrade
Other Financing Activities	-744	-963	-910	-13,298	1,186	Upgrade
Financing Cash Flow	-5,352	-2,691	-2,480	-16,221	-1,308	Upgrade
Foreign Exchange Rate Adjustments	-24	-32	146	78	-73	Upgrade
Miscellaneous Cash Flow Adjustments	2	-	-11	-5	-	Upgrade
Net Cash Flow	173	17	-833	-110	204	Upgrade
Free Cash Flow	5,822	3,064	2,011	485	3,516	Upgrade
Free Cash Flow Growth	90.01%	52.36%	314.64%	-86.21%	-7.74%	Upgrade
Free Cash Flow Margin	14.77%	8.98%	7.14%	2.26%	18.49%	Upgrade
Free Cash Flow Per Share	3.77	2.00	1.31	0.32	2.30	Upgrade
Cash Income Tax Paid	2,315	1,838	1,314	1,185	1,116	Upgrade
Levered Free Cash Flow	7,505	4,972	3,159	4,496	1,200	Upgrade
Unlevered Free Cash Flow	7,567	5,015	3,181	4,766	1,591	Upgrade
Change in Working Capital	366	-109	-398	1,358	1,007	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.